Ymarfer

Gweithgaredd un

1. Rhestrwch bum enghraifft o ffynonellau cyllid a grëir yn fewnol.
2. Rhestrwch bum enghraifft o ffynonellau cyllid a grëir yn allanol.
3. Beth yw manteision pob un o'ch ffynonellau cyllid?

Gweithgaredd dau

1. Trafodwch y ffactorau sy'n rhan o wneud penderfyniadau A yw pwysigrwydd pob ffactor yn newid gan ddibynnu ar faint a natur y cwmni? Pam?
2. Beth yw'r ffactorau pwysicaf sy'n rhan o wneud penderfyniadau i gwmni newydd sbon heb lawer o asedau?

Gweithgaredd tri: Cwestiynau amlddewis

1. P'un o'r ffynonellau cyllid canlynol nad yw'n cael ei chreu'n fewnol?
   1. Enillion a Gedwir yn ôl
   2. Gwerthu asedau
   3. Benthyciadau banc
   4. Lleihau lefelau stoc


2. P'un o'r ffynonellau cyllid canlynol sy'n cael ei hystyried yn ffynhonnell fyrdymor?
   1. Cyllid prydles
   2. Dyledebau
   3. Gorddrafft
   4. Bond


3. Pam mae angen cyllid ar Fusnes?
   1. Er mwyn rhoi cychwyn ar bethau
   2. I weithredu
   3. I ehangu
   4. Pob un o'r rhai uchod.


4. Mae gwariant refeniw yn ymwneud ag arian sy'n cael ei wario ar weithgareddau o ddydd i ddydd.
   1. Gwir
   2. Anghywir


5. Mae elw a gedwir yn ôl yn ffynhonnell gyllid rad
   1. Gwir
   2. Anghywir


6. Mae talu llog ar fenthyciad banc yn
   1. Fantais
   2. Anfantais


7. Mae gwerthu asedau presennol yn fath ar gyllido mewnol
   1. Gwir
   2. Anghywir


8. Mae costau gweinyddol yn ffynhonnell gyllid
   1. Gwir
   2. Anghywir


9. P'un o'r canlynol sydd â chyfrifoldeb dros reoli cyllid?
   1. Perchnogion y cwmni
   2. Y banc
   3. Y cwsmeriaid
   4. Y wasg


10. Nid oes dim anfanteision i ffynonellau cyllid allanol.
    1. Gwir
    2. Anghywir

Cyfres Safon Uwch

Exercise

Activity One

1. List five examples of internally generated sources of finance.
2. List five examples of externally generated sources of finance.
3. What advantages do each of your sources of finance have?

Activity Two

1. Discuss the factors involved in decision making. Does the importance of each factor change depending on the size and nature of the company? Why?
2. What are the most important factors involved in decision making for a brand new company with very little assets?

Activity Three: Multiple Choice Questions

1. Which of the following source of finance is not internally generated?
   1. Retained Earnings
   2. Sale of assets
   3. Bank loans
   4. Reducing stock level


2. Which of the following source of finance is regarded as a short-term source?
   1. Lease finance
   2. Debentures
   3. Overdraft
   4. Bond


3. Why does a business need finance?
   1. To start
   2. To function
   3. To expand
   4. All of the above


4. Revenue expenditure relates to money to spend on day-to day activities
   1. True
   2. False


5. Retained profit is a cheap source of Finance
   1. True
   2. False


6. Paying interest for a bank loan is an...
   1. Advantage
   2. Disadvantage


7. Selling existing assets is a form of internal financing
   1. True
   2. False


8. Administration expenses is a source of finance
   1. True
   2. False


9. The responsibility for managing finance is with:
   1. The owners of the company
   2. The bank
   3. The customers
   4. The press


10. There are no disadvantages to internal sources of finance
    1. True
    2. False

A Level Series